- You have an unpaid balance or payment due
You can’t select None as your payment type until you pay your balance. To see which order you need to pay for, view your purchase history on a Mac or PC. When you sign in to the store, you might see a message that there was a billing issue with your last order. Click the Billing Info button to see the order.
- You have a subscription that automatically renews
You might not be able to select None until you cancel the subscription. If you don’t want to continue a subscription after the free trial, you can cancel the subscription to prevent any charges when the free trial ends.
- You’re using the iTunes Store or App Store for the first time
If you’re using the store for the first time with an existing Apple ID, you must provide a payment method. After you create the account, you can change your payment information to None.
- You are not in the country or region you’re creating an Apple ID for
If you’re creating an Apple ID for the first time, and you’re not physically located in the country or region at the time you create the Apple ID, you must enter a payment method. When this happens, you can’t choose gift cards or store credit as your payment method.
- You changed your country or region
When you change the country or region of an existing Apple ID, you must provide a payment method and update your billing options. When this happens, you can’t choose gift cards or store credit as your payment method. If you want to remove your payment method after you change the country or region, you can change your payment information to None.
- You’re a part of Family Sharing
When you set up Family Sharing, the family organizer must provide a valid payment method. This payment method will be used for all purchases initiated by family members and can only be changed by the family organizer. If you want to stop using Family Sharing, you can disband your family group.
Also read: How to download data from iCloud backup without data loss?